Swachh Bharat Abhiyan is a nationwide cleanliness campaign launched by the Indian government. Read on to learn more about its objectives, achievements, challenges, and impact. Introduction: Swachh Bharat Abhiyan, also known as the Clean India Mission, is a flagship initiative of the Indian government to make India clean, green, and hygienic. Launched on October 2, 2014, on the occasion of Mahatma Gandhi's 150th birth anniversary, the mission aims to create awareness about cleanliness, hygiene, and sanitation among the citizens of India. The Swachh Bharat Abhiyan has two key components: the Swachh Bharat Mission (SBM) Urban, and the Swachh Bharat Mission (SBM) Gramin . While the former focuses on urban areas, the latter targets rural areas. In this article, we will delve deeper into the Swachh Bharat Abhiyan and its impact on India. Headings: Swachh Bharat Abhiyan Objectives Swachh Bharat Abhiyan Achievements Swachh Bharat Abhiyan Challenges Swachh Bharat Abhiyan Impact Swachh Bhar...
Pradhan Mantri Fasal Bima Yojana (PMFBY): An Overview
As a farmer, it is crucial to ensure that your crops are
protected from unforeseen events such as natural calamities, pests, and
diseases. The Indian government understands this and has introduced the Pradhan
Mantri Fasal Bima Yojana (PMFBY) to protect farmers from crop losses due to
such incidents. In this article, we will provide a detailed overview of the
PMFBY and how it works.
What is PMFBY?
The Pradhan Mantri Fasal Bima Yojana (PMFBY) is a crop
insurance scheme launched by the Indian government in 2016. The primary
objective of the scheme is to provide financial support to farmers in the event
of crop failure or damage due to natural calamities, pests, or diseases. The
PMFBY covers all food and oilseed crops and is available to farmers at a
nominal premium rate. The scheme is optional for farmers but highly recommended
to safeguard their crops and livelihood.
How does PMFBY work?
Under the PMFBY scheme, farmers need to pay a nominal
premium rate, which is a percentage of the sum insured. The premium rate for
PMFBY is kept low to encourage farmers to opt for the scheme. The sum insured
is the amount that the farmer will receive in case of crop loss or damage due
to natural calamities, pests, or diseases. The sum insured is calculated based
on the area of cultivation, type of crop, and the sum insured per hectare. The
premium rates are also determined based on the same factors.
Benefits of PMFBY
The PMFBY scheme provides several benefits to farmers,
including:
- Financial
protection: The PMFBY scheme provides financial support to farmers in the
event of crop loss or damage due to natural calamities, pests, or
diseases. This helps farmers to avoid falling into debt and financial
distress.
- Low
premium rates: The premium rates for PMFBY are kept low to encourage
farmers to opt for the scheme. This ensures that more farmers can benefit
from the scheme and safeguard their crops and livelihood.
- Crop-specific
coverage: The PMFBY covers all food and oilseed crops, providing farmers
with comprehensive coverage for their crops.
- Timely
payouts: The PMFBY scheme ensures that farmers receive timely payouts in
the event of crop loss or damage. This helps farmers to recover quickly
and resume farming activities without any financial burden.
Conclusion
The Pradhan Mantri Fasal Bima Yojana (PMFBY) is an excellent initiative by the Indian government to protect farmers from crop losses due to unforeseen events. The scheme provides financial support to farmers at a nominal premium rate and covers all food and oilseed crops. By opting for PMFBY, farmers can safeguard their crops and livelihood and avoid falling into debt and financial distress.
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